What I offer
Insurance & retirement, simplified.
One independent agent who can shop multiple top-rated carriers and recommend the plan that actually fits your life.
Medicare
Original Medicare, Medicare Advantage, Medigap (Supplements), and Part D drug plans — explained in plain English.
ACA / Obamacare
Marketplace health plans with subsidies for individuals and families.
Short-Term Medical
Temporary coverage between jobs, retirement, or while waiting for benefits to start.
Dental
Standalone dental coverage for cleanings, fillings, and major work.
Vision
Eye exam, frame, lens, and contact lens benefits.
Hospital Indemnity
Cash benefits paid directly to you when you’re hospitalized.
Critical Illness & Accident
Lump-sum protection for cancer, heart attack, stroke, and accidents.
Retirement Planning
Income strategies, annuities, and discount programs to protect your nest egg.
Not sure where to start?
Talk to Michael Daley directly. No call center, no pressure.